Product Leader driving product strategy, innovation, and execution across global tech, platforms, and fintech ecosystems. Currently shaping payment products at the intersection of TradFi and Blockchain at Mastercard.

Kapil Kumar - Product Management Leader

My Journey

I am a product & tech professional with a record of delivering high-impact transformative products that connect business, technology, and people to solve complex problems. Over the years, I have worn many hats: software developer, management consultant, and product manager across fintech, payments, automotive, and social media ecosystems. My diverse exposure and experiences have shaped my perspective and helps me bring a unique approach to drive product strategy, roadmap, and dev execution to launch products.

Before all this, my journey began in a small village in rural India and through curiosity and resilience continued through my schooling at JNV, Computer Science and Engineering at Motilal Nehru National Institute of Technology (MNNIT Allahabad), and an MBA at Imperial College London. It truly has been an exciting ride of learning, experimenting, growing, and evolving.

Outside work, I am all about movement and stories. I am enthusiastic about running, cycling, diving into books, experimenting in the kitchen and cooking something new, or enjoying a great movie. I love connecting with people, sharing ideas, and helping wherever I can. So, if you ever need advice on something related to your career or just want to chat about an idea or a new tech buzzword or a book, reach out—I would love to hear your story too!

Focus Areas

Product Management & Strategy

  • End-to-end product lifecycle: vision, strategy, roadmaps, PRD/MRD/BRD
  • Go-to-market planning, product launch readiness, and post-launch ops
  • Cross-functional leadership and stakeholder influence

Technology & Platform Products

  • Monetization and integrity solutions at scale
  • APIs, microservices, and distributed architectures
  • SaaS platforms for fintech (banking, payments, and automotive leasing)
  • Cloud, data migration, and enterprise system

Blockchain & Digital Assets

  • Designing and launching crypto payment capabilities (fiat ↔ stablecoin, tokenized assets)
  • Shaping up the product strategy and pilots at Mastercard to grow market adoption

FinTech & Payments

  • Core banking platform modernisation and automation
  • Building bridge between traditional and digital payment ecosystems
  • New product introduction and launch

How I Create Value

Core Product Skills

Product Strategy & VisionRoadmapping & PrioritizationProduct Requirements (PRD/MRD/BRD)Product ArchitectureMarket Research & Competitive AnalysisGo-to-Market (GTM) PlanningProduct Lifecycle ManagementStakeholder Management & InfluenceAgile Methodologies (Scrum, SAFe)UX/UI Design & PrototypingProduct Readiness & Launch

Technical Skills

APIs & Microservices ArchitectureSaaS Platform Design & IntegrationBlockchain & Digital Asset PlatformsPayment SystemsData Analysis & Visualization (Power BI, Minitab)Coding: Python, SQL, Excel VBAPrototyping: Figma, BalsamiqTools: Aha, Jira, Confluence

Career Evolution

20 years building products across platforms, fintech, payments, blockchain, and enterprise software.

Mastercard logo

Mastercard

Product Management

Blockchain & Digital Assets

Dec 2025Present

This my left turn into the world of Blockchain and Crypto. While, still trying to make the sense of one of the coolest and most promising tech I am also driving Mastercard's MTN platform growth and adoption via shaping payment capabilities to bridge traditional finance and blockchain. In simple terms, I am driving development of payment products (SDKs, hosted checkout, APIs etc.) to enable secure, compliant fiat ↔ fiat and fiat ↔ stablecoin transactions as an evolving priority.

TikTok logo

TikTok

Product Management

Monetization Integrity

Oct 2021Sep 2024

TikTok was a change of gears in life. I joined TikTok's Monetization Integrity during the time of its rapid growth and increase in the #users by millions monthly resulting in ever higher ad volumes. I focused on integrity platforms and risk products at TikTok and built & launched ad measurement platform 0→1, products for elections risk control, and solutions to safeguard global sales events to protect CX and revenue etc. While the rapid shipping culture was exciting what made it fun was the global stakeholders to work with e.g. Ops, Ad Experience, Risk, Policy, and Workforce Management etc.

Accenture logo

Accenture

Strategy & Consulting

Financial Services / FinTech

Oct 2013Sep 2021

I was part of the Strategy & Consulting at Accenture and worked across multiple industries and clients including pillar banks in Ireland, automotive groups, investment broker etc. This was an amazing and foundational experience due to the variety of the experience ranging from launching investment products for EU HNWI, to launching fleet leasing SaaS platform & business, to mortgage platform + broker integration etc. The regular shuttling from one organisation to another and dynamic nature of the work is what inspired me to follow the PM career.

Dell logo

Dell

Software Engineering

Enterprise Software

Jul 2003Sep 2012

I worked as software engineer in the enterprise software group at Dell. In this time, I worked on initiatives to conceptualise, design, develop, and deploy large-scale enterprise applications for financial services organisations. Beyond coding day and night my focus was core banking platform modernisation and resulting data conversion, migration, and transformation. I managed platform services overseeing high-profile incidents to restore services and mitigate risks. I also took automation very personally to drive cost reduction and service reliability improvement at the org level.

Case Studies

Case studies showcasing product leadership across enterprise platforms, payments, fintech, and blockchain.

Mastercard

End-to-end product strategy and roadmap for blockchain-based payment capabilities bridging traditional finance and digital assets.

Designed hosted checkout and payment SDKs
Enabled fiat-to-stablecoin transactions
Multi-market pilot deployment
BlockchainPaymentsProduct Strategy

Foundations

Master of Business Administration (MBA)

Tech, Strategy & Management

Imperial College London

2013

Professional Diploma (PgD)

Project & Program Management

Dublin Business School

2011

Bachelor of Technology (B.Tech.)

Computer Science & Engineering

Motilal Nehru National Institute of Technology

2003

Certifications

AI Product Management (O'Reilly)
Certified Product Manager® (CPM™)
Certified SAFe® 5 Agilist
Lean Six Sigma Green Belt
Data Science Executive (Johns Hopkins)
IBM Blockchain Foundation

Beyond Work

When I am not working, this is what I love to do...

Running is my go-to way to stay fit and reset my mind — simple, accessible, and all you need is a good pair of shoes. I've recently picked up cycling too and I'm slowly getting deeper into it.

You can follow my runs and rides on Strava — scan the QR code:

Strava QR Code

Let's Connect

Let's start a conversation if you want to have a chat and discuss product strategy, payments, blockchain, or digital assets? Or if you are just looking for some advice, I'd love to share my experience with you.

Kapil Kumar

Product Leader • Dublin, Ireland

© 2026 Kapil Kumar. All rights reserved.

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